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CDFI, Loan

CDFI, Loan

North America

North America

OPEN

OPEN

GRANT · HOW TO WIN THIS

Rural Community Assistance Corporation

Rural Community Assistance Corporation

Varies; no minimum or maximum publicly stated.

·

Rolling — apply any time.

AMOUNT

Varies; no minimum or maximum publicly stated.

AMOUNT

Varies; no minimum or maximum publicly stated.

DEADLINE

Rolling — apply any time.

DEADLINE

Rolling — apply any time.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

You need to be a small business or startup located in a rural or Indigenous community in RCAC's service area.

You need to be a small business or startup located in a rural or Indigenous community in RCAC's service area.

RCAC serves rural and Indigenous communities across California, Nevada, Arizona, Hawaii, Pacific islands, Alaska, Idaho, Oregon, and Washington. Indigenous entrepreneurs and communities are noted as a priority.

RCAC serves rural and Indigenous communities across California, Nevada, Arizona, Hawaii, Pacific islands, Alaska, Idaho, Oregon, and Washington. Indigenous entrepreneurs and communities are noted as a priority.

YOUR REAL ODDS

No public data on approval rates or number of loans made per year is available from the source.

RCAC is a CDFI with multiple loan products, so competition likely varies by loan type and geography. Rolling applications mean you are not competing in a single cohort, which can reduce pressure.

WHAT IT TAKES

  1. Check eligibility and identify the right loan product (small business, community facility, environmental, etc.) — 1-2 hours

  2. Submit a loan request through RCAC's online application — A few hours to a day

  3. Work with RCAC staff through underwriting and review — Weeks to months depending on loan complexity

WORTH KNOWING

RCAC also offers free small business coaching and community economic development technical assistance, which could strengthen your application or help you prepare before formally applying for a loan.

Apply on the funder’s site →

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Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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