GRANT · HOW TO WIN THIS
Varies; minimum and maximum loan amounts apply depending on loan type.
Rolling — no deadline, apply anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates, but the credit union explicitly markets to borrowers with credit challenges, suggesting more flexible underwriting than traditional banks.
Rates and terms are based on internal credit criteria, with discounts available for autopay, low loan-to-value ratios, and loyalty. Applications are reviewed on a rolling basis.
WHAT IT TAKES
Become a member of RVA Financial Federal Credit Union — 1-2 days
Choose your loan type and apply online, by phone, or in person — 1-2 hours
Await credit and collateral review — Days to weeks
WORTH KNOWING
Members can reduce their APR by up to 1% by combining discounts: setting up autopay (0.50% off) and having a prior loan or 10+ years of membership (0.50% off).
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