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RVA Financial Federal Credit Union
RVA Financial Federal Credit Union
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 2 days
Can you get this?
✓Must be a credit union member
✓Accepts applicants with imperfect credit history
✓Located in Richmond, VA area
✓Subject to credit and collateral approval
Your real odds
No public approval rate exists, but the credit union explicitly markets to borrowers with credit challenges, which signals more flexible underwriting than a traditional bank will offer you.
Your rate and terms depend on internal credit criteria, and discounts are available for autopay, a low loan-to-value ratio, and member loyalty, with applications reviewed on a rolling basis.
What it takes
Join RVA Financial Federal Credit Union1 to 2 days
Choose loan type and apply1 to 2 hrs
Await credit and collateral reviewdays to week
Worth knowing
You can cut your APR by up to 1% by stacking two discounts: autopay saves you 0.50%, and either a prior loan or 10 or more years of membership saves you another 0.50%.
What else do you qualify for?
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$19/month · cancel anytime