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Santa Cruz Community Credit Union
Santa Cruz Community Credit Union
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 day
Can you get this?
✓Small business microloans available
✓Start-up businesses can apply
✓Approval deadline: September 18, 2026
Your real odds
Your odds depend on your creditworthiness and business viability, not on beating out other applicants in a competitive pool.
SCCCU is a mission-driven CDFI credit union that works with businesses traditional banks turn away, but this is still a loan with standard underwriting, so your financials have to hold up to scrutiny.
What it takes
Join as a member1 day
Gather financials and loan materials3 to 5 days
Submit loan application online or in-branch1 to 2 hrs
Worth knowing
SCCCU partners with El Pajaro SBDC, which offers free small business advising, and getting that support before you apply can meaningfully strengthen your application.
What else do you qualify for?
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$19/month · cancel anytime
