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AllVeterans & MilitaryWomenGrantLoanOpen
U.S. Small Business Administration (via nonprofit intermediary lenders)
SBA Microloan Program
Amount
Up to $50,000
Deadline
Rolling
Odds
Not published
Effort
1 to 2 hrs
Can you get this?
✓Small businesses may apply
✓Certain nonprofit childcare centers eligible
✓Collateral generally required
✕Funds cannot pay existing debts or purchase real estate
Your real odds
The average loan awarded is about $13,000, well below the $50,000 maximum, so most winners walk away with modest capital.
Approval depends on your creditworthiness as judged by your local nonprofit lender, and while rolling availability means you are not competing against a cohort, each lender has limited capital to deploy.
What it takes
Find an approved intermediary lender1 to 2 hrs
Prepare collateral and personal guarantee docs2 to 3 days
Submit application and await credit decision
Worth knowing
Funds cannot cover existing debts or real estate purchases, so arrive with a concrete plan for working capital, inventory, equipment, or supplies before you apply.
What else do you qualify for?
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