GRANT · HOW TO WIN THIS
Varies; loan amounts determined by individual creditworthiness and loan type.
Rolling — no deadline, applications accepted anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Approval depends on standard credit underwriting—credit score, loan-to-value, and risk-based scoring.
This is a credit union loan product, not a competitive grant. If you meet membership eligibility and creditworthiness criteria, you can apply at any time. Specific approval rates are not published.
WHAT IT TAKES
Confirm membership eligibility by county, employer, or education group — 15 minutes
Join the credit union (as low as $5 to open) — Same day online or in branch
Apply for a business loan and submit required documentation — 1–2 hours
WORTH KNOWING
The Business Free Checking account—with no monthly fee, no minimum balance, and only $25 to open—is explicitly designed for startups and home offices, which may make this a useful banking relationship even before pursuing a loan.
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The Bridgeway Federal Credit Union
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$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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