GRANT · HOW TO WIN THIS
Loans from $2,500 (microloans) to $5.5 million (commercial real estate); amount varies by program.
Rolling — apply any time during business hours.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
SBAC is a CDFI with a stated mission of equitable access, which typically means they work with borrowers who struggle to get conventional bank financing.
As a nonprofit lender with 30+ years of operation, they have multiple loan products designed to serve different business stages and needs. Rolling applications mean no fixed competition window, but loan approval still depends on your creditworthiness and business plan.
WHAT IT TAKES
Review loan programs and identify the right fit for your business size and location — 1-2 hours
Submit a loan inquiry online at sbacsav.com — 30 minutes
Work through SBAC's lending process, including any required documentation and business advisory steps — Several weeks
WORTH KNOWING
SBAC offers technical assistance and business education alongside loans, so even if you are not immediately loan-ready, engaging with them early can help you qualify later.
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$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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