GRANT · HOW TO WIN THIS
Loans starting at $10,000; maximum varies by program.
Rolling applications, no set deadline.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Rolling applications mean no deadline competition, but approval depends on your ability to demonstrate a path to repayment.
As a CDFI, Pathway is explicitly designed to work with higher-risk borrowers than banks will touch, but this is still a loan—not a grant—so repayment capacity matters.
WHAT IT TAKES
Review loan programs and confirm your business fits small business, affordable housing, or sustainability categories — 1-2 hours
Contact a Pathway office directly or apply through their borrower portal — 1 day
Work with their team on underwriting and any coaching-to-capital prep if needed — 1-4 weeks
WORTH KNOWING
Pathway offers a 'Coaching to Capital' program to help businesses get capital-ready before applying—useful if your financials aren't strong enough yet for a loan approval.
MORE LIKE THIS
Community 1st Credit Union
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Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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