Southwest Georgia United Empowerment Zone, Inc.

Small Business Loans up to $250,000; Micro Loans up to 75% of project cost; Commercial Financing up to $2 million. Amount varies by program.

Rolling applications accepted year-round; no set deadline.

AMOUNT

Small Business Loans up to $250,000; Micro Loans up to 75% of project cost; Commercial Financing up to $2 million. Amount varies by program.

AMOUNT

Small Business Loans up to $250,000; Micro Loans up to 75% of project cost; Commercial Financing up to $2 million. Amount varies by program.

DEADLINE

Rolling applications accepted year-round; no set deadline.

DEADLINE

Rolling applications accepted year-round; no set deadline.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

You qualify if you run a small business or startup in Georgia that creates jobs in lower-income or underserved communities.

Small Business Loans are open to Georgia businesses with fewer than 500 employees, including nonprofits, women-owned, and minority-owned businesses. The Micro Loan program is specifically for rural businesses and startups with 10 or fewer full-time equivalent employees, including agricultural producers and nonprofits.

YOUR REAL ODDS

Rolling applications mean you can apply anytime, but approval depends on creditworthiness and project fit—all credit scores are considered.

This is a CDFI lender focused on underserved communities, so founders who might be turned down by traditional banks are the intended audience. The emphasis on job creation in low-income areas is a real factor in decisions.

WHAT IT TAKES

Call or email to request a free quote and discuss which loan program fits your needs — 1–2 days
Submit your loan application with basic business information — 1–3 days
Receive a decision and funding — Expedited, timeline not specified

WORTH KNOWING

The Micro Loan program covers up to 75% of total project cost, but you must have the remaining 25% from non-federal sources—come prepared with that match secured before you apply.

Apply on the funder’s site →

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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