GRANT · HOW TO WIN THIS
Varies; micro business loan amounts not specified publicly.
Rolling — no set deadline, apply anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates, but as a CDFI they are structured to lend to underserved borrowers who may not qualify elsewhere.
CDFIs generally have more flexible underwriting than banks. Submitting an inquiry is the first step to understanding your specific eligibility.
WHAT IT TAKES
Submit an inquiry online at tiwalending.org — 15–30 minutes
Complete loan application and provide required documents — 1–3 days
Attend counseling or education session if recommended — 1–4 hours
WORTH KNOWING
Tiwa also offers one-on-one financial counseling and credit coaching, which can help you strengthen your application or address issues before formally applying.
MORE LIKE THIS
Community 1st Credit Union
Varies; loan terms depend on business type and credit profile.
Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
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