University Financial Corp.

Sunrise Banks underwrites more flexibly than traditional banks by design, because its CDFI structure is built to serve businesses that conventional lenders turn away. Rolling submissions mean you are not racing a single deadline against a fixed applicant pool.

If a conventional bank has already turned you down, that history is worth mentioning here, because Sunrise Banks is explicitly focused on financial empowerment and underserved borrowers, and a direct conversation is likely more useful than trying to read the odds from the outside.