GRANT · HOW TO WIN THIS
Varies; no publicly stated minimum or maximum.
Rolling applications — no set deadline.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates or number of business loans awarded annually.
The organization invests an average of $2.5 million annually in Oneida and Madison Counties, but this appears to be directed primarily at residential rehabilitation projects. Business lending terms and volume are unclear from available information.
WHAT IT TAKES
Confirm business loan availability by contacting HOC directly — 1-2 days
Gather business financials and eligibility documents — 1-2 weeks
Submit application — 1-3 days
WORTH KNOWING
HOC's stated focus is homeownership and neighborhood revitalization in the Mohawk Valley — if your business is tied to housing, construction, or community development in that region, you may be a stronger fit for their lending programs.
MORE LIKE THIS
Community 1st Credit Union
Varies; loan terms depend on business type and credit profile.
Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
Explore the funding database →
$19/month · cancel anytime