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Working Solutions CDFI
Working Solutions CDFI
Amount
Varies
Deadline
Rolling
Odds
Rolling basis
Effort
1 to 3 hrs
Can you get this?
✓Must be a small business in California
✓No minimum revenue or credit score required
✓No collateral required
✓Pre-revenue or under 1 year in business welcome
✓$50 non-refundable application fee applies
Your real odds
Applications are reviewed on a rolling basis, so you are not competing against a fixed cohort for a limited number of slots.
Working Solutions has deployed over $75 million to California small businesses, and your individual odds come down to your application review rather than a ranking process. The absence of credit score and collateral requirements lowers the bar to qualify.
What it takes
Review eligibility and gather documents1 to 3 hrs
Submit application with $50 fee1 to 2 hrs
Undergo review and consulting
Sign documents and pay closing fees1 day
Worth knowing
Working Solutions pairs loans with free one-on-one business consulting from application through repayment, so if you are early-stage and not yet loan-ready, engaging with that consulting before you apply is worth doing.
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