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1ST Bergen Federal Credit Union
1ST Bergen Federal Credit Union
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 3 days
Can you get this?
✓Membership required to access services
✓Business lending products available to members
✓Branches serve Hackensack and Toms River, NJ
Your real odds
No public approval rate exists, but as a CDFI credit union, 1st Bergen FCU is built to serve borrowers who don't qualify at traditional banks.
Your credit profile is the primary factor, since rates are set by creditworthiness and loan term, and rolling acceptance means you can apply any time rather than waiting for a funding cycle.
What it takes
Confirm eligibility and join the credit union1 to 3 days
Complete and submit the loan application1 to 2 hrs
Respond to underwriting requests and await decision1 to 3 weeks
Worth knowing
1st Bergen FCU operates out of community action locations in Hackensack and Toms River, so if your business serves or is based in those communities, that mission alignment is worth naming in your application.
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$19/month · cancel anytime