CDFI, Loan

CDFI, Loan

North America

North America

OPEN

OPEN

GRANT · HOW TO WIN THIS

Alpena Community Credit Union

Alpena Community Credit Union

Varies by loan type; no stated maximum.

·

Rolling — no deadline, apply anytime.

AMOUNT

Varies by loan type; no stated maximum.

AMOUNT

Varies by loan type; no stated maximum.

DEADLINE

Rolling — no deadline, apply anytime.

DEADLINE

Rolling — no deadline, apply anytime.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

You need to be a member of Alpena Community Credit Union, serving northeastern Michigan.

You need to be a member of Alpena Community Credit Union, serving northeastern Michigan.

This is a CDFI credit union offering loans to small businesses and startups. Membership appears open to those in the northeastern Michigan area.

This is a CDFI credit union offering loans to small businesses and startups. Membership appears open to those in the northeastern Michigan area.

YOUR REAL ODDS

No public data on approval rates, but as a community credit union, competition is local and volume is modest.

Applications are reviewed on a rolling basis, so there is no competitive cohort cycle. Approval depends on standard loan criteria rather than a grant selection process.

WHAT IT TAKES

  1. Confirm membership eligibility and join the credit union — 1–3 days

  2. Contact the credit union to discuss loan options and rates — 1–2 days

  3. Submit a loan application through their online portal or in person — 1–3 days

WORTH KNOWING

This is a loan product, not a grant — you will need to repay funds. Rates listed on the site start as low as 4.50% APR depending on loan type, so it may be worth comparing to other financing options.

This is 1 of 1,600+ open opportunities.

This is 1 of 1,600+ open opportunities.

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