GRANT · HOW TO WIN THIS
Varies; loan amount determined by creditworthiness and underwriting.
Rolling — apply at any time, no set deadline.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
This is a loan, not a grant — approval depends on your credit profile and ability to repay, not a competitive selection process.
As a CDFI credit union, AOD FCU is oriented toward community lending, but loan terms and amounts vary based on individual underwriting. No approval rate data is publicly available.
WHAT IT TAKES
Become a member of AOD Federal Credit Union — 1-3 days
Contact the credit union to discuss your business loan needs — 1-2 days
Submit a loan application and supporting business documents — 1-2 weeks for underwriting
WORTH KNOWING
AOD FCU is a federally insured CDFI credit union, which means it has a community development mission that may make it more flexible than a traditional bank for small business borrowers.
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