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National Community Investment Fund
National Community Investment Fund
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 2 hrs
Can you get this?
✓Serves underserved urban, rural, or small-town communities
✓Projects in low- and moderate-income areas
✓Small businesses seeking flexible capital
✓Mission-oriented financial institutions (MOFIs) eligible
Your real odds
NCIF has deployed $568M across 34 states, but its capital flows primarily to mission-driven financial institutions, so individual small businesses are rarely the direct recipient.
The lending arm does serve small businesses, but much of NCIF's capital moves through partner CDFIs, MDIs, and community banks, meaning your odds improve when you approach NCIF through one of those intermediaries rather than going direct.
What it takes
Review NCIF's lending and equity criteria1 to 2 hrs
Contact NCIF to discuss fit before applying1 to 2 weeks
Submit application or get referred to a partner CDFI
Worth knowing
NCIF operates through a national network of CDFI banks, Minority Depository Institutions, and Mission-Oriented Financial Institutions, so if one of those partners operates in your state, applying through them is faster than a direct NCIF application.
What else do you qualify for?
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