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Community Loan Fund of New Jersey, Inc.
Community Loan Fund of New Jersey, Inc.
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 2 hrs
Can you get this?
✓For low- to moderate-income individuals and families
✓Must be located in New Jersey
✓Serves underserved communities
Your real odds
NJCC does not publish approval rates, but as a CDFI it specifically considers applicants who do not qualify for conventional financing.
CDFIs exist to fund businesses that banks turn away, so your credit profile carries different weight here than it would at a traditional lender. Rolling intake removes the single-deadline crunch, though every application still goes through review and approval.
What it takes
Review current lending programs1 to 2 hrs
Contact NJCC to discuss eligibility1 week
Prepare and submit loan application2 to 4 weeks
Worth knowing
NJCC has deployed over $914 million into underserved New Jersey communities since 1987, which signals both meaningful lending capacity and a long record of actually closing deals.
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