HoneyComb

Varies; fixed-rate loans with 3–5 year terms, raised from community investors.

Rolling applications — apply anytime.

AMOUNT

Varies; fixed-rate loans with 3–5 year terms, raised from community investors.

AMOUNT

Varies; fixed-rate loans with 3–5 year terms, raised from community investors.

DEADLINE

Rolling applications — apply anytime.

DEADLINE

Rolling applications — apply anytime.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

Any small business or startup can apply, but you must prequalify through Honeycomb's credit review.

Honeycomb offers crowdfunded loans to business owners at all stages. There are no stated industry or identity restrictions, but your business must pass a credit analysis to be invited onto the platform.

YOUR REAL ODDS

Honeycomb has run 200+ campaigns, but approval depends on passing their credit review, which happens within 24 hours of applying.

Campaigns run 30–60 days and must hit a minimum funding threshold. Success depends both on Honeycomb's credit decision and your ability to mobilize your own community of customers and supporters to invest.

WHAT IT TAKES

Complete the 5-minute prequalification form on Honeycomb's site — 5 minutes
Receive credit decision and loan terms if qualified — As little as 24 hours
Work with your dedicated campaign manager to build and launch your offering — Varies
Run your crowdfunding campaign and collect funds from community investors — 30–60 days

WORTH KNOWING

Honeycomb can disburse funds before your campaign officially closes once the minimum is hit, so you don't have to wait the full 30–60 days to access capital. Businesses that actively mobilize their existing customer base as investors tend to fund faster and see stronger campaign results.

Apply on the funder’s site →

Community 1st Credit Union

Varies; loan terms depend on business type and credit profile.

Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

Explore the funding database →

$19/month · cancel anytime