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CDFI, Loan

CDFI, Loan

North America

North America

OPEN

OPEN

GRANT · HOW TO WIN THIS

Micro Enterprise Services of Oregon

Micro Enterprise Services of Oregon

Varies; MESO has $4.5M in total lending capacity across its portfolio.

·

Rolling — no set deadline, apply anytime.

AMOUNT

Varies; MESO has $4.5M in total lending capacity across its portfolio.

AMOUNT

Varies; MESO has $4.5M in total lending capacity across its portfolio.

DEADLINE

Rolling — no set deadline, apply anytime.

DEADLINE

Rolling — no set deadline, apply anytime.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

Oregon and SW Washington small business owners, especially those excluded from traditional lending, are the target.

Oregon and SW Washington small business owners, especially those excluded from traditional lending, are the target.

To become a full client and access loans or IDAs, you need to have been in business at least 6 months, have cash flow, be income-qualified, and be located in a geography MESO serves. Some services like classes and loan applications are available without full client status.

To become a full client and access loans or IDAs, you need to have been in business at least 6 months, have cash flow, be income-qualified, and be located in a geography MESO serves. Some services like classes and loan applications are available without full client status.

YOUR REAL ODDS

Rolling applications mean no fixed deadline, but lending capacity is $4.5 million total across all borrowers.

MESO is a nonprofit lender focused on under-resourced and credit-challenged entrepreneurs, so founders who have been turned down elsewhere are exactly who they serve. Competitiveness is not publicly detailed, but the mission-driven focus suggests a genuine effort to work with applicants rather than screen them out.

WHAT IT TAKES

  1. Confirm eligibility — location, time in business, income qualification — 30 minutes

  2. Enroll or contact MESO directly to start the client or loan application process — 1–2 hours

  3. Work with a MESO advisor on credit guidance and loan application — Days to weeks depending on complexity

WORTH KNOWING

MESO's staff is multilingual and the organization explicitly serves entrepreneurs who have been excluded from traditional financing due to credit — if your credit history is the barrier, this lender is built for that situation.

Apply on the funder’s site →

MORE LIKE THIS

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Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.

Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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