GRANT · HOW TO WIN THIS
Loan amounts vary; no specific figures published.
Rolling — no set deadline, applications accepted anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Loan availability is rolling with no stated cap on applicants, but approval depends on your creditworthiness and membership eligibility.
The funder page does not publish specific small business loan terms or approval rates. As a CDFI credit union, they are oriented toward underserved borrowers, which can mean more flexible underwriting than traditional banks.
WHAT IT TAKES
Confirm membership eligibility and join the credit union — 1-3 days
Submit a loan application online or in person — 1-2 hours
Await loan decision and complete documentation — Days to weeks depending on loan type
WORTH KNOWING
One Source FCU is a CDFI, meaning it is specifically chartered to serve communities that may have limited access to traditional financing — this can work in favor of early-stage or underbanked founders.
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The Bridgeway Federal Credit Union
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Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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