GRANT · HOW TO WIN THIS
Varies by loan type; no published cap listed.
Rolling — apply at any time, no deadline.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Rolling applications mean no fixed competition window, but approval depends on your creditworthiness and business profile.
As a CDFI, OnPath has a stated mission to support underserved borrowers and local entrepreneurs. One member testimonial specifically describes being approved for a business loan after being turned down by traditional banks.
WHAT IT TAKES
Become an OnPath member (if not already) — 1–2 days
Choose the right loan product (equipment, line of credit, commercial property) — 1–2 hours
Apply online or in person with business financials — 1–3 days
Work with a loan specialist through underwriting — 1–2 weeks
WORTH KNOWING
OnPath has explicitly helped founders other banks turned away — one borrower noted they were treated as an entrepreneur rather than a risk. As a CDFI, they may be more willing to work with early-stage businesses that lack a long financial track record.
MORE LIKE THIS
Community 1st Credit Union
Varies; loan terms depend on business type and credit profile.
Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
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