GRANT · HOW TO WIN THIS
Varies by CDFI lender; both grants and loans available.
Rolling—no set deadline; apply through a local CDFI at any time.
FUNDING TYPE
Grant, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Odds vary by individual CDFI lender—this is a locator tool that connects you to lenders, not a single grant competition.
CDFIs have a strong track record lending in low-income markets with a cumulative net charge-off rate under 1%, which signals they lend successfully to higher-risk borrowers. Your actual approval depends on the specific CDFI you apply to and their local criteria.
WHAT IT TAKES
Use the OFN CDFI Locator to find lenders in your area — 30–60 minutes
Contact and apply directly with the CDFI lender that fits your business — Varies by lender
WORTH KNOWING
CDFIs offer more than just capital—many provide training, coaching, and technical support alongside financing, which can strengthen your business and your application at the same time.
MORE LIKE THIS
SBA Microloan Program
Loans up to $50,000; average award is ~$13,000. Repaid over up to 7 years at 8–13% interest.
Small businesses and certain nonprofit childcare centers in the US can borrow up to $50,000 through nonprofit intermediary lenders.
New York State CDFI Revolving Loan Fund (Microloan)
Up to $25,000 per loan, one-time microloan.
New York small businesses with 100 or fewer employees can apply for microloans up to $25,000 through regional CDFI lenders.
AmPac Community Lending Program (CDFI Microloan)
$5,000–$350,000 in loans (SBA Microloan capped at $50,000; city partnership programs also up to $50,000); one-time per application.
California small businesses and startups can apply for loans from $5,000 to $350,000 on a rolling basis, with special programs for Black, Latino, and women-led businesses.
$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
Explore the funding database →
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