GRANT · HOW TO WIN THIS
Varies; loan amounts not publicly specified.
Rolling — apply at any time, no set deadline.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Odds depend on your creditworthiness and loan application, not a competitive selection process.
As a bank lender rather than a grant program, approval is based on standard lending criteria. CDFI lenders typically serve borrowers who may not qualify at conventional banks, which can improve odds for underserved applicants.
WHAT IT TAKES
Visit panamerbank.com and identify the relevant loan product — 30–60 minutes
Prepare business financials and loan application materials — 1–2 weeks
Submit application and follow up with a loan officer — Ongoing until decision
WORTH KNOWING
As a CDFI, Pan American Bank & Trust is specifically chartered to serve underserved communities and businesses that may struggle with traditional bank financing — making it worth pursuing if conventional lenders have turned you down.
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The Bridgeway Federal Credit Union
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