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Resident Ownership Capital, LLC dba ROC USA Capital
Resident Ownership Capital, LLC dba ROC USA Capital
Amount
Varies
Deadline
Rolling
Odds
Not published
Effort
1 to 2 days
Can you get this?
✓For resident cooperatives in manufactured home communities
✓Supports community purchase from investor ownership
✓Targets low- and moderate-income communities
✓Integrated financing and technical assistance provided
Your real odds
Competitiveness is unclear, but the eligible pool is narrow because this program is built specifically for resident-ownership conversions.
ROC USA operates nationally and has facilitated numerous community conversions, which suggests active deal flow, but loan amounts and selection criteria are not publicly detailed, so your odds depend on how closely your situation fits their model.
What it takes
Confirm your community fits the cooperative model1 to 2 days
Contact ROC USA to discuss your situation1 to 2 wks
Work with ROC USA through the purchase processSeveral mont
Worth knowing
ROC USA pairs financing with technical assistance and training, and applicants who engage with the full support network, not just the capital side, tend to be better positioned, though that phrasing is too soft: engage with it because the financing alone is not the product.
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