Southeast Rural Community Assistance Project, Inc.

Loan amount varies; one-time or as needed.

Rolling — no set deadline, apply anytime.

AMOUNT

Loan amount varies; one-time or as needed.

AMOUNT

Loan amount varies; one-time or as needed.

DEADLINE

Rolling — no set deadline, apply anytime.

DEADLINE

Rolling — no set deadline, apply anytime.

FUNDING TYPE

CDFI, Loan

CAN YOU GET THIS?

You need to be a small business or startup operating in Delaware, Maryland, Virginia, North Carolina, South Carolina, Georgia, or Florida.

SERCAP is a CDFI focused on rural and low-to-moderate income communities across the Southeast. Their small business loan product is paired with business development services and entrepreneurial training, suggesting preference for businesses serving or located in rural areas.

YOUR REAL ODDS

SERCAP invested $6.4 million across small rural communities and LMI individuals in FY2023, serving 240+ communities.

This is a mission-driven CDFI, not a competitive grant program, so approval depends on your creditworthiness and alignment with their rural/LMI focus rather than a ranked pool of applicants.

WHAT IT TAKES

Review eligibility and small business loan product details on SERCAP's website — 1-2 hours
Contact SERCAP's business development team to discuss your situation — 1 week
Submit a loan application with required business and financial documentation — 1-2 weeks

WORTH KNOWING

SERCAP bundles its loan product with Business Development Services and the Entrepreneurial Learning Initiative, so engaging with their training programs first may strengthen your application and relationship with the organization.

Apply on the funder’s site →

Community 1st Credit Union

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Afena Federal Credit Union

Varies; personal and business loans from $200 up to undisclosed amounts depending on product.

Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.

The Bridgeway Federal Credit Union

Varies; specific loan amounts not published.

Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.

This is 1 of 1,600+ open opportunities.

$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.

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$19/month · cancel anytime