GRANT · HOW TO WIN THIS
Loans: varies. Grant program: $8,000 per cohort participant.
Loans: rolling. The $8,000 grant cohort opens periodically — check the site for the next registration.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates, but as a CDFI they are designed to fund businesses that traditional lenders turn away.
Their flexible lending model and technical assistance focus suggest they work with early-stage and harder-to-finance businesses. The $8,000 grant is cohort-based, so spots are limited per cycle.
WHAT IT TAKES
Review loan and grant programs at valleyedp.com and identify which fits your need — 1-2 hours
Connect with the Business Resource Center for free help with a business plan or projections — 1-2 weeks
Submit application via the Apply Now button on their website — 1-2 hours
WORTH KNOWING
The $8,000 Business Accounting and Legal Assistance Grant is awarded through a 6-week cohort program, so timing your application to an open cohort matters. Their free technical assistance team can help you prepare before you apply.
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The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
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