GRANT · HOW TO WIN THIS
Varies — loan amount depends on product type and borrower qualifications.
Rolling — no set deadline, apply anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
No public data on approval rates, but as a community CDFI credit union, underwriting is relationship-driven rather than purely credit-score based.
CDFI lenders are generally more flexible than traditional banks for underserved borrowers, but specific terms, amounts, and eligibility criteria are not published on the site.
WHAT IT TAKES
Check membership eligibility and open a business account — 1-3 days
Gather business financials and loan documentation — 1-2 weeks
Submit loan application and meet with a lending officer — 1-2 weeks
WORTH KNOWING
ACFCU is undergoing a merger in 2026, which may affect staffing, products, or service availability—worth confirming current business lending status before applying.
MORE LIKE THIS
Community 1st Credit Union
Varies; loan terms depend on business type and credit profile.
Iowa-based small businesses and startups can apply for business loans through this CDFI credit union on a rolling basis.
Afena Federal Credit Union
Varies; personal and business loans from $200 up to undisclosed amounts depending on product.
Small businesses and startups in Indiana can access loans through this CDFI credit union, with no stated identity restrictions.
The Bridgeway Federal Credit Union
Varies; specific loan amounts not published.
Small businesses and startups in Alabama can apply for loans on a rolling basis through this CDFI credit union.
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