GRANT · HOW TO WIN THIS
Varies; SBA microloan and CDFI loan amounts depend on program and borrower profile.
Rolling — no set deadline, apply anytime.
FUNDING TYPE
CDFI, Loan
CAN YOU GET THIS?
YOUR REAL ODDS
Odds are meaningfully better than with a bank — NAAC's explicit mission is to fund businesses traditional lenders reject.
Client reviews confirm they have approved businesses that were turned down by the SBA and major banks. However, loan amount and terms vary and are subject to underwriting requirements.
WHAT IT TAKES
Review programs and confirm California eligibility — 30 minutes
Talk to a loan specialist to assess readiness — 1 session
Gather paperwork and submit application — 1–2 weeks
WORTH KNOWING
NAAC offers a preparation process for applicants who aren't yet ready to qualify — if you're rejected elsewhere, engaging their advisors early can help you get fundable faster rather than just getting a no.
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$50B+ in available capital across grants, VC funds, CDFIs, and accelerators. Filter by your industry, stage, and region, and see everything you qualify for.
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